Important Terms to Know
Additional Living Expense
Coverage of your normal living expenses if your home were to be repaired after a claim.
Deductible
The amount that you pay out-of-pocket prior to your coverage amounts paying.
Premium
The price of your policy. We also work with you to understand your premium payment schedule and options of payment.
Scheduled Items
Additional coverage for items of higher value that you may want to add additional coverage to.
Liability Coverage
If someone else is injured or has their belongings damaged on your property, this covers any claims against you, as well as any reasonable and necessary medical expenses.